
What is the University Loan Program?
The University Loan Program (ULP) is one of the flagship initiatives of the Kulnochi Educational Development Trust (KEDT). It aims to support underprivileged students across Sri Lanka by providing interest-free loans to help them pursue university education. Since its inception in 2016, ULP has impacted hundreds of students, enabling them to achieve their academic goals without financial constraints.
Key Features:
- Interest-Free Loans: Zero-interest loans to minimize financial burdens on students.
- Flexible Repayment: Students begin repayment one year after graduation, with flexible payment amounts.
- Wide Reach: The program is open to students across Sri Lanka, covering all major fields of study.
Who is Eligible?
To apply for the University Loan Program, you must meet the following requirements:
- Be a Sri Lankan citizen.
- Have been accepted into a recognized Sri Lankan university.
- Demonstrate financial need (income proof required).
- Have a strong academic background.
- Be committed to repaying the loan after graduation.
Meet Our Beneficiaries
Read inspiring stories of students who have successfully completed their education with the help of ULP loans. These students are now doctors, engineers, and other professionals, contributing to Sri Lanka’s future.

Without the ULP loan, I wouldn’t have been able to pursue my dream of becoming a doctor. The program supported me when I needed it the most.

ULP gave me the financial freedom to focus on my studies, and today, I’m an engineer working in renewable energy.
Impact and Achievements
students supported since 2016.
students graduated till date.
loan repayment completed.
How You Can Help
By supporting the University Loan Program, you can directly contribute to the education of underprivileged students across Sri Lanka. Here’s how you can get involved:
- Donate: Make a donation to fund more student loans.
- Become a Mentor: Guide students throughout their university journey.
- Partner with Us: Collaborate with KEDT to expand the reach of the loan program.
Frequently Asked Questions
Students can apply for loans covering their full tuition fees, with amounts ranging between LKR 50,000 to LKR 300,000.
Repayment begins one year after graduation, and students can choose flexible repayment terms based on their financial situation.
We understand that life can be unpredictable. If you’re facing financial difficulties, our team will work with you to adjust your repayment schedule.